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This Referencer provides simplified and lucid gist of all service rules for Crntral Govt. employees, at one place. Extremely useful and most up-to-date publication. Quality contents, more material, authenticity, references and illustrations make this book better then all other similar publications in the market. An extremely useful and unique personal recorder for one`s personal account like Leave, Pay, Allowances, Deductions, HBA, GPF, Advance, Loans, Receipts & Payments PPF, LIC, Investments, FDs, Income Tax, Telephone Numbers, etc. and a yearly Planner is provided complimentary. This is an annual publication, published around spetmeber october ever year.
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