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  Human Face of Indian Banking
 

Human Face Of Indian Banking

by A.C. Shah

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  The world over a realization is dawning that the poor are bankable. The ways to reduce transaction cost and costs associated with risk, and to minimize moral hazards are being explored. These changes are taking place mainly to strengthen the institutional capacity of the rural banking in rural areas commercially viable. While this is a desirable change what is missing in this formulation is the impact which the banks can make in improving the life of the poorest of the poor. More importantly, such perspective also misses out the invaluable sense of loyalty for the institution that the timely and adequate credit generates. The book by Dr. A.C. Shah has made a major contribution in highlighting these latter aspects of rural banking. What he appropriately describes as the ?Human face of banking? is reflected in the heart-warming incidents narrated by him. The book should be read and its lessons underlined by all those who are concerned with rural banking in one capacity or the other. ISBN - 8183181147
 


Pages : 73
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